UBL Drive Toyota Yaris Installment Plan 2026 Guide. Looking for an affordable way to buy a Toyota Yaris in 2026 without paying the full amount upfront?
The UBL Drive Toyota Yaris Installment Plan 2026 makes car ownership easier with flexible monthly payments and a residual value option designed for Pakistani buyers.
This guide explains prices, installments, eligibility, benefits, and how to apply step by step.
What Is UBL Drive Toyota Yaris Installment Plan 2026?
The installment plan is offered by United Bank Limited under its UBL Drive Auto Financing program.
It allows customers to purchase a Toyota Yaris through fixed monthly installments instead of paying the full price at once.
The plan includes:
- Standard installment option
- Residual value (balloon payment) option
- Multiple tenures and variant choices
This structure suits salaried individuals and business owners who want predictable payments.
Toyota Yaris Variants Covered Under UBL Drive
UBL Drive covers all popular Toyota Yaris variants, giving buyers full flexibility.
Available Variants
- GLI MT 1.3
- ATIV MT 1.3
- GLI CVT 1.3
- ATIV CVT 1.3
- ATIV X CVT 1.5 (Beige Interior)
- ATIV X CVT 1.5 (Black Interior)
Both manual and automatic transmission options are included, making it suitable for city and highway drivers.
UBL Drive Toyota Yaris Installment Rate and Terms
Before checking installments, it is important to understand the basic financing terms.
Key Financing Details
- Fixed markup rate: 14.50%
- Minimum down payment: 34%
- Residual value option: Up to 50%
- Insurance: Not included
- Bank-backed financing
These terms ensure transparency and predictable monthly expenses.
Toyota Yaris Installment Plan 2026 – Full Table
Below is the latest installment table based on available data for 2026.
| Variant | Vehicle Price (PKR) | Monthly Installment | Residual Value (50%) |
|---|---|---|---|
| GLI MT 1.3 | 4,479,000 | 101,753 | 68,337 |
| ATIV MT 1.3 | 4,730,000 | 102,571 | 69,289 |
| GLI CVT 1.3 | 4,760,000 | 103,222 | 69,572 |
| ATIV CVT 1.3 | 5,064,000 | 103,328 | 69,062 |
| ATIV X CVT 1.5 (Beige) | 6,255,000 | 105,181 | 68,358 |
| ATIV X CVT 1.5 (Black) | 6,319,000 | 102,228 | 69,057 |
Note: Prices may vary based on dealer location and availability.
What Is the Residual Value Option in UBL Drive?
The residual value option allows buyers to pay lower monthly installments by deferring a portion of the car’s price until the end of the tenure.
How It Works
- You pay smaller monthly installments
- Up to 50% of the car price is paid at the end
- Ideal for buyers planning upgrades later
This option is popular among professionals who prefer cash flow flexibility.
Eligibility Criteria for UBL Drive Toyota Yaris Plan
To apply for the plan, applicants must meet standard bank requirements.
Eligibility Requirements
- Pakistani citizen
- Valid CNIC
- Stable income source
- Good credit history
- Minimum age as per bank policy
Both salaried and self-employed individuals can apply.
Required Documents for Application
Having documents ready speeds up approval.
Documents Checklist
- CNIC copy
- Salary slip or income proof
- Bank statements
- Proof of residence
- NTN (if applicable)
UBL may request additional documents if needed.
How to Apply for UBL Drive Toyota Yaris Installment Plan
The application process is simple and accessible.
Application Methods
- Apply online through the UBL Drive portal
- Call the UBL helpline
- Visit the nearest UBL branch
Early application is recommended due to variant availability.
Benefits of UBL Drive Toyota Yaris Plan
This plan offers multiple advantages over traditional car buying.
Key Benefits
- No full upfront payment
- Fixed and predictable installments
- Residual value flexibility
- Wide variant selection
- Trusted bank financing
It suits buyers seeking affordability without compromising on comfort.
Why Toyota Yaris Is a Smart Choice in 2026
The Toyota Yaris remains one of Pakistan’s most reliable sedans.
Reasons Buyers Prefer Yaris
- Fuel efficiency
- Low maintenance cost
- Strong resale value
- Smooth CVT transmission
- Modern safety features
These factors make it ideal for installment buyers.
FAQs About UBL Drive Toyota Yaris Installment Plan
Is insurance included in UBL Drive Toyota Yaris plan?
No. Vehicle insurance is not included in the listed installment amounts.
Can I apply online for UBL Drive Toyota Yaris?
Yes. Applications can be submitted through the UBL Drive online portal.
What is the minimum down payment for Toyota Yaris?
The minimum down payment starts from 34% of the vehicle price.
Is residual value option available for all variants?
Yes. The residual value option applies to all Toyota Yaris variants.
Can self-employed individuals apply?
Yes. Business owners can apply with valid income proof.
Conclusion
The UBL Drive Toyota Yaris Installment Plan 2026 is one of the most practical car financing options in Pakistan right now. With affordable monthly payments, a residual value option, and coverage of all Yaris variants, it suits both salaried and self-employed buyers.
